How much can I borrow as a first-time buyer?

Most lenders offer between 4 to 4.5 times your annual income, depending on affordability and credit status.

What deposit do I need for a buy-to-let mortgage?

Most lenders require at least a 25% deposit, though some accept 20% depending on the deal.

When should I remortgage?

You can remortgage up to six months before your current deal ends. This helps avoid moving onto a higher variable rate.

Can I combine multiple pensions?

Yes, combining pensions is often possible, but it depends on the type of pension and whether there are any special benefits attached.

Do I need a licence for an HMO in Chislehurst?

Yes, if your HMO has 5 or more tenants, you’ll usually need a licence from the local authority. Smaller HMOs may also require one depending on location.

Can I get a commercial mortgage as a limited company?

Yes, many lenders support commercial property purchases via limited companies, subject to credit and affordability checks.

Am I too young for equity release?

Most equity release plans require you to be at least 55 years old, and the older you are, the more you can typically release.

How fast can I get a bridging loan?

Bridging loans can often be completed in 5 to 14 days, depending on the property and legal process.

What types of protection cover are available?

Common types include life insurance, critical illness cover, and income protection — each offering different levels of financial security.

Mortgage Broker Chislehurst– Helping You Find the Right Mortgage

Mortgage Broker Chislehurst– Connect with Local Mortgage Experts

We’re here to make your property journey smooth and successful. Based in Chislehurst, our team of expert brokers provides personalised financial solutions to help you purchase both residential and commercial properties.

Getting expert advice should be simple—and stress-free. We offer friendly, professional guidance tailored to your needs, with no pressure and no obligation.

Our Services

Buy to Let Mortgages

Remortgages

HMO Financing

Commercial Mortgages

Protection Services

First Time Buyer

Lifetime & Equity Release Mortgages

Bridging and Development Loans

Pension Review

Why Choose Mortgage Broker Chislehurst?

At Mortgage Broker Chislehurst, we believe securing a mortgage should be straightforward—not stressful. Whether you’re buying your first home, moving to a new one, or refinancing, our goal is to make the process simple, transparent, and efficient.

We partner with trusted, FCA-regulated mortgage advisers who offer expert guidance from your first enquiry through to completion—and beyond. You’re never on your own.

Why do Chislehurst buyers and homeowners choose us?

✔️ Personalised support from qualified, regulated advisers
✔️ Wide range of mortgage options—including buy-to-let and specialist products
✔️ No pressure, no obligation—just honest, practical advice
✔️ Local expertise—advisers who truly understand the Chislehurst market
✔️ Hassle-free enquiries—no long forms, no waiting on hold

Looking for a Mortgage Broker Near Me in Chislehurst?

If you’re looking for a local mortgage broker, Mortgage Broker Chislehurst is here to help. We connect homebuyers, landlords, and property investors with experienced advisers who understand both the mortgage market and your personal goals.

Whether you’re purchasing your first buy-to-let or expanding an existing portfolio, our trusted partners can help you explore a wide range of finance options tailored to your needs.

We match clients with mortgage specialists offering expert support across:

Buy-to-let mortgages – for new and seasoned landlords
HMO finance – tailored solutions for Houses in Multiple Occupation
Commercial mortgages – covering retail, office, and mixed-use properties
Bridging loans – ideal for short-term purchases, auctions, or chain breaks
Development finance – for refurbishments, conversions, and new builds

Whether you’re investing in a single rental property or managing a complex portfolio, you’ll receive clear, expert guidance from advisers who know both property finance and the Chislehurst area inside out.

Our Commitment to You

At Mortgage Broker Chislehurst, our mission is more than just securing you a mortgage. We’re dedicated to building lasting, supportive relationships that empower you to move forward with confidence—whether you’re buying your first home, investing in property, or refinancing.

We value clear, honest communication, prompt service, and advice tailored to your unique goals. Our advisers are experienced, approachable, and committed to helping you make well-informed financial decisions.

Get in Touch

Ready to move forward on your property journey with expert guidance? Get in touch today, and one of our mortgage specialists will reach out to help you explore your options.

Serving Chislehurst and the wider South East, we’re committed to turning your property goals into reality—with personalised support every step of the way.

Contact Us Today 01689 478 029

Fill out our quick enquiry form, and a team member will contact you soon to discuss how we can assist.